We’ve prepared a simple guide that outlines the key steps in a typical refinance closing. Whether you’re switching lenders or tapping into your home equity, this quick guide shows what to expect at each stage.
Please complete and return the Client Intake Form
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to our office, along with two pieces of I.D..
Due Date: As soon as possible
Please advise your lender to forward their mortgage instructions to our office
Due Date: One week prior to closing
Please e-mail our office your latest property tax bill
Due Date: As soon as possible
Please e-mail our office your latest mortgage statement(s) so that we may request a mortgage payout statement from your lender (if applicable).
Due Date: One week prior to closing
Please contact your home insurance company and obtain a home insurance policy listing your new mortgage lender as FIRST MORTGAGEE (if obtaining financing). Kindly ensure that you e-mail our office a copy of the home insurance policy (not applicable if the property is a condominium or townhouse, however it is advisable to obtain a home insurance policy to insure your personal belongings, and walls).
Due Date: Four days prior to closing
When all closing documents are prepared, we will contact you to arrange an e-signing appointment. Please ensure you have two pieces of I.D. for your e-signing appointment.
Due Date: Three days prior to closing
Once we have closed your transaction, we will payout your mortgage (if applicable), any outstanding Mortgage Broker commission (if applicable) and the balance of proceeds will be deposited into your bank account.
Due Date: On Closing
At Fletcher Barrow, we are more than just legal representatives — we are trusted advisors, fierce advocates, and steadfast partners in your journey.
We look forward to serving you.